CitiFinancial Personal Loan


Citi Financial is a private financial institution in India or to be precise it is an NBFC (Non – Banking financing company). It is part of Citi group. It has a good name in India and offers a wide range of financial services in India. It also offers personal loans in India. Some of the features of CitiFinancial’s personal loan are explained in this article for you.

It offers personal loans with minimum documentation and faster. No guarantor or security is needed to obtain this loan from them. You can opt for a personal loan from them upto Rs 10,00,000 at various flexible repayment tenure upto 60 months. The documentation required by the company for the loan are valid residence proof, valid income proof, valid identity proof and last three months bank statement. They have a very quick processing for the personal loans, this helps its customers not to be harassed by the long waiting for the loan to be approved. They offer personal loans at an interest rate ranging from 15% to 17% depending on various factors such as your income status, your company status and your negotiating abilities. They charge processing fees on the loan ranging from 1% to 2% of the loan amount. In case you want to repay their loan before the agreed time they will charge you 3% of outstanding loan amount as the pre-payment charges.

Overall CitiFinancial’s offers the personal very competitively for their customers.

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