HDFC Bank Personal loan


The Housing Development Finance Corporation Limited (HDFC) bank is a very big name in India in the field of banking. It is one of the first banks to receive an in-principle approval from Reserve Bank of India (RBI) to set up a bank in private sector in India. The bank started its operations in India in January 1995. It offers many banking services in India, loans are amongst one of them. Personal loan facility is also among their loans facility. There are many features of HDFC personal loan some of which are explained in this article.

The personal loan process of HDFC bank is one of the fastest in the market. You can obtain up to Rs 15,00,000 in the form of personal loans from the bank. The repayment tenure is also very flexible which can be from 12 months to 60 months. They offer this loan without any guarantor, security or collateral. They also offer service at your doorstep which is a good thing. HDFC have special offer regarding personal loan for the customers who have a salary account with them. They provide this loan at a rate of interest ranging from 15.75% to 22.25% depending upon various factors such as your income status and your company status.

HDFC bank has an advantage of being a private sector bank to have very less red tape in its loan processes. If taken after full consideration and research this bank has good schemes for its customer.

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