Apply for Marriage Loan

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Marriage loans are generally of two types: –

Secured marriage loans – are the marriage loans which are provided to you by bank or entrepreneur against security or collateral. It can be your property or any other asset which fits them as appropriate security or collateral against the marriage loan. The interest rate in this type of marriage loan is comparatively low.

Unsecured marriage loans – are the marriage loans which are provided to you by bank or entrepreneur without any security or collateral. This type of marriage loan comes with a higher interest rate and shorter time period. This type of marriage loan is provided to the person with a good financial record and good credit history.

Banks/NBFCs providing marriage loans in Delhi NCR

Banks/NBFCs that provide marriage loans in Delhi, (NCR) i.e. Noida, Ghaziabad, Faridabad, Sonipat and Gurgaon are

  • State Bank of India
  • Punjab National Bank
  • Axis Bank
  • ICICI Bank
  • HDFC Bank
  • HSBC Bank
  • Canara Bank
  • Punjab & Sind bank
  • Dena Bank
  • Yes Bank
  • Standard Chartered Bank
  • Karur Vysya Bank
  • Barclays Finance
  • RBS Bank
  • Citibank
  • Fullerton India
  • Kotak Bank
  • Andhra Bank
  • ING Vysya
  • Corporation Bank
  • United Bank of India
  • Vijaya Bank
  • Bank of Baroda
  • Bajaj Finance
  • Dhanalakshmi Bank
  • IDBI Bank
  • Karnataka Bank
  • Oriental Bank of Commerce
  • Union Bank

Marriage Loan eligibility criteria

For marriage loan, Minimum Age of the room should be 21 years and  Minimum Age of bride should be 18 years.

Maximum Age of Applicant at the Time of Loan Maturity should be 60 years

Minimum Net Annual Income should be Rs. 1,44,000 per annum

No. of Years in Current Job / Profession should be at least 1 year

No. of Years in Current Residence should be at least 1 year

Marriage Loan Documents Required

Documentation required for marriage loan:-

  • Valid identity proof
  • Valid residence proof
  • Valid age proof
  • Valid signature proof
  • Valid Income proof
  • Application letter with your recent photographs
  • Valid income continuity proof (I.T. returns or bank certificates)
  • Security or collateral documents
  • Post dated cheques (pdc)

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