The I.C.I.C.I. bank is a very renowned private bank in India. It is second largest bank in India with total assets of Rs. 4062.34 billion at march, 2011. The Bank has a network of 2,564 branches and 7,440 ATMs in India, and has a presence in 19 countries, including India. It offers a wide range of banking services such as investment banking, life and non-life insurances, venture capital and asset management. It offers almost all type of loans including personal loans.
ICICI banks personally has many benefits and features. It offers a personal loan up to Rs. 10 lakhs in standard conditions which is a pretty good amount. No security or guarantor is needed for the personal loan by ICICI bank. As it is a private bank with great service record it is among the banks with a very fast processing of the loans for their customers. Their requirement for the documents to obtain the loan is also very less and can be said minimum documents are required by the bank to approve the loan.
Their rate of interest on the personal loan is competitively low. Also, they offer flexible repayment options of between 12 months to 48 months for their customers in India. for more details you can refer to the official website of the ICICI BANK in India.