Personal loan form is the form you have to fill to apply for a personal loan from a bank. This is a mandatory feature of applying for the loan. All the bank’s forms are almost same except from format of the loan and a few more or less details as required by different banks. The common things you can find on the personal loan form of all the banks are explained in this article.
Firstly, in the form you have to fill your personal details like your name, gender, date of birth, category, residence address, phone number and P.A.N. number etc. these details are common for any type of loan form. After this there will be your educational qualifications, marital status and family details such as name of spouse and number of children you have if you are married.
After these there will be asked your account detail with the bank and details about your profession. That is whether you are a salaried person or a self-employed person. If salaried then whether you are a government servant or employee of a private company, what is your job type, your post in the job and your monthly or annually income from the job. If you are self-employed then type of your business, asset details regarding the business and your turn over from the business.
Then there will be details asked about any of the previous or current loans you have taken from the bank and their current status. After that there will be column for the details about your guarantor for the loan you want to take from them. And in the last there will be a declaration form regarding the loan form details filled by you.